average debt to credit ratio

Debt to Income Ratio
This ratio is calculated by comparing your income to the total amount of debt you have. . 35% or less: This is an average debt load for most people. If you keep .
http://creditawarenessmonth.com/debt-to-income.asp

Debt-to-income ratio - Wikipedia, the free encyclopedia
A debt-to-income ratio (often abbreviated DTI) is the percentage of a consumer's . It was not until the 1970s that the average working person carried credit card .
http://en.wikipedia.org/wiki/Debt-to-income_ratio

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    Debt Management Articles: Understanding Your Debt-To-Income Ratio
    Take a few minutes to determine your own debt-to-income ratio. You may need several of your recent pay stubs to determine your average monthly gross .
    http://www.careonecredit.com/knowledge/debt-income-ratio.aspx

    Debt To Credit Ratio: The True Impact On Your Credit Score
    Warning: There is a lot of false information out there about the debt to credit . On revolving credit accounts (i.e. credit cards) the average debt to credit ratio is .
    http://creditcardforum.com/blog/debt-to-credit-ratio/

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    Debt-to-income ratios - Bankrate.com
    The answer lies in debt-to-income ratios. . The standard debt-to-income ratios are the housing expense, or front-end, ratio; and the total . 30 yr fixed average .
    http://www.bankrate.com/finance/mortgages/how-much-house-can-you-buy--1.aspx

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    Debt-to-income ratio calculator
    Use this calculator to compute your personal debt-to-income ratio, a figure as important as your credit score which provides . 30K FICO-based HELOC average .
    http://www.bankrate.com/calculators/mortgages/ratio-debt-calculator.aspx

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    Know Your Client's Debt-to-credit Ratio - and How it Can Hurt ...
    A 30- to 50-percent debt-to-credit ratio usually will see a drop of 10 to 20 plus points. From 50 to 70 percent, we have seen an average drop of approximately 30 .
    http://www.scotsmanguide.com/default.asp?ID=257

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    Understanding the Credit to Debt Ratio.
    Understanding the Credit to Debt Ratio can help you increase your credit score. You need to know what happens when closing credit card accounts and how .
    http://www.debtsteps.com/credit-to-debt-ratio.html

    Debt-to-income ratio
    . calculating the debt-to-income ratio. The average goal is to keep debt to within 20 percent or less. Calculate your debt-to-income ratio with these online tools: .
    http://onestop.umn.edu/finances/manage_money/wise_credit_choices/debt_to_income_ratio.html

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    How to Calculate Your Debt to Income Ratio
    Two major components of tracking how you're doing financially can be broken down into your income and debt levels. Obviously, you'd like to have more .
    http://financialplan.about.com/od/personalfinance/a/Debt-to-Income.htm

    How to Calculate Your Debt-to-Income Ratio | eHow.com
    Lenders use your debt-to-income ratio (how much you owe on credit cards and loans . If your income varies, figure the monthly average for the past two years.
    http://www.ehow.com/how_7226_calculate-debt-income.html

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    Worst Cities For Credit Card Debt - Forbes.com
    May 20, 2009 . Spenders are still racking up credit card debt in these parts of the country. . $43333--the national average is $50233--average credit card debt in . and foreclosure rates keep the debt-to-income ratio high--there are some .
    http://www.forbes.com/2009/05/20/american-consumers-overspending-lifestyle-real-estate-credit-card-debt.html

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    Family debt-to-income ratio hits record - Business - CBC News
    Feb 17, 2011 . The average family debt-to-income ratio in Canada has now hit a record 150 per cent, the Vanier Institute of the Family says.
    http://www.cbc.ca/news/business/story/2011/02/17/vanier-institute-household-debt.html

Debt to Income Ratio | The Truth About Mortgage.com
If you'd like to figure out your debt-to-income ratio, simply take your average gross annual income based on your last two tax returns and divide it by 12.
http://www.thetruthaboutmortgage.com/dti-debt-to-income-ratio/